The Insta EMI Card is best suited for those who make large purchases but do not want to pay for the item in full at once. This card turns purchases into simple EMIs. It comes with a pre-approved loan that can be used at more than 60,000 Bajaj partner stores throughout India to purchase electronics, furniture, commercial appliances, and much more.
The Insta EMI Card offers quick and affordable access to the world of online purchasing. You can not only spread out your payment over a manageable term of 3 to 24 months, but you can also take advantage of wonderful promotions and savings.
Why is the Insta EMI Card worth having in 2022?
- Efficacy: The Insta EMI Card operates in 100% digital mode and can be activated instantly.
- Extra Facilities: The extra services offered by Bajaj Finance EMI Card, in addition to the regular payment processing, are No Cost EMI, zero down payment, pre-approved loan etc.
- Price of card: The cost of an Insta EMI Card is just Rs. 530 (inclusive of taxes), a one-time fee that is charged when you apply for an Insta EMI Card.
- Accessibility: The Insta EMI Card is available to everyone, and the requirements for eligibility are not too strict to meet.
- Acceptance: The Insta EMI Card is accepted online and offline, which is a crucial component in determining the legitimacy of the issuer.
Detail Analysis of Bajaj Finserv Insta EMI Card Features:
- Loan Amount: A pre-approved loan of up to Rs. 2 lakh is available on Insta EMI Card.
- Annual Fee: There will only be a charge of Rs. 117 if the subscriber has not used it even once in a calendar year.
- Zero Interest: The only amount due on the EMIs is the principal, which is fully interest-free.
- Repayment Tenors: Over a period of three to twenty-four months, the EMIs may be repaid. (These will come in equal payments.)
- Foreclosure: There are no costs associated with the foreclosure process, and EMI payments will stop if the whole amount is paid at that time..
- How to Apply: The company’s mobile app, the Bajaj Finserv app, can be used to activate it and submit an online application.
- Age: The applicant must be between the ages of 21 and 65.
- Income: There must be proof of a steady revenue source.
- Joining fee: Rs. 530 (inclusive of taxes), one-time joining fee.
Benefits & Uses of an Insta EMI Card?
With the EMI Network Card, you may conveniently and safely complete your purchasing needs when using reputable e-commerce websites. Using the Insta EMI Card will make your purchase simple, whether you’re replacing an old refrigerator, buying a new TV for your new house, organising an overseas trip, or shopping for clothing, shoes, and accessories. Low, simple EMIs for cell phones, furniture, washing machines, and refrigerators won’t disrupt your monthly cash flow.
With your Insta EMI Card:
- You can make secure payments by using an OTP for each purchase.
- Utilising the mobile app, you may manage your accounts online.
- Funding for all of your shopping needs up to Rs. 2 lakh
- No Cost EMIs cannot be greater than the purchase price.
- Experiences shopping without documentation
The following online portals allow you to make online purchases on EMIs if your total online shopping expenditures are over Rs. 4,500 with an Insta EMI Card:
Places to use Insta Insta EMI Card
- Choose My Bicycle
- Paytm Mall and more
Steps To Shop online with Bajaj Insta EMI Card
- Connect to the partner’s online store.
- Look through the category and choose your item.
- Choose No Cost EMI as your mode of payment with Bajaj Finserv
- Choose an affordable EMI plan based on your needs.
- Give an OTP as authorisation for your purchase
Various Ways To Apply For Bajaj Insta EMI Card
You should not be concerned if you do not have an Insta EMI Card. You can still reap the benefits of online shopping. Consider how you can do the same:
Apply online at Experia
If you already have a Bajaj Finserv account, you can apply for an Insta Bajaj EMI Card online through the Bajaj customer portal. The Bajaj Finserv app allows you to access your Insta EMI Card instantly.
If you are a new customer, you can visit any 60,000 partner stores and bring some basic documents, such as a cancelled cheque, PAN Card or Aadhaar card, and a signed ECS mandate.
Reviewing your pre-approved offer can also hasten the financing and application processes. By doing this, you can also determine how much money you are qualified for Insta EMI Card. To enjoy customised bargains at your fingertips, simply enter your name and mobile number as well as some other simple information. In order to make obtaining financing as straightforward and hassle-free as possible, Bajaj Finserv offers pre-approved personal loans, mortgages, and other financial services.